BUDGET!!

"Moreover it is required in the stewards, that a man be found faithful". 1 Co 4:2. My friend I know that you are excited about your new married life. Hey, I want to talk about "Sky high expectation and ground level reality". All of us have "JUNK IN THE TRUNK" when we got married. Let us not seek to fix the blame for the past. Let us accept our own responsibility for the future. Don't run your life like Federal Government- you know in deficit. Hey, it is increasingly more difficult to identify unhealthy spending habits, because impulsive and compulsive spending appetites are legitimized by our popular culture "PLASTIC" culture, which not only encourages credit card debt but also presents it as "the normal and accepted American Way". Don't even try to start your young life to keep up with your parents standard of living. Hey, they were working for 30 years more than you do. You can buy your toys and expensive cars later buddy. Develop discipline in spending. That may include taking away all so-called security: DO A PLASTIC SURGERY, you know cutting up credit cards and not taking out any bank or family loans. Then, develop a BALANCED BUDGET that will control spending. Don't even think about driving a BMW and living on TUNA FISH. Do I hear a thank you man for free advise!! You are welcome!!